
New Mortgage Data Signals a Turning Point in the Rate Lock-In Era
New FHFA data shows 21.2% of mortgages now exceed 6%, topping the 20.0% below 3% as rates stay in the 6.2% range and the lock-in era begins to shift.

New FHFA data shows 21.2% of mortgages now exceed 6%, topping the 20.0% below 3% as rates stay in the 6.2% range and the lock-in era begins to shift.

President Trump is instructing Fannie Mae and Freddie Mac to purchase $200B mortgage bonds in a bid to lower mortgage rates.

The BAMx Call Challenge begins January 12, 2026. Learn why real estate conversations matter, what the 30-day challenge includes, and how Tom Toole and Byron Lazine will help agents turn calls into appointments.

Byron Lazine and Tom Toole break down the four calls agents should be making right now, and how to build momentum before spring.

Byron Lazine breaks down why waiting for prices to fall is risky, what really drives home prices, and how agents can lead calmer, fact-based conversations

Byron Lazine breaks down the 2026 real estate tech stack he’d use if he rebuilt from zero and explains what each tool does and how it fits into a working system.

This week, KBP hosts Byron Lazine, Tom Toole, and Lisa Chinatti shared their 2026 predictions, including why they expect mortgage rates below 6.3%.

Realtor.com chief economist Danielle Hale explains why mortgage rates below 6% in 2026 would come with tradeoffs and why supply and policy matter more.

Fed Chair Jerome Powell issued a warning after 2025’s final rate cut, saying housing faces structural problems no rate move can fix. Here’s what it means for 2026.

Byron Lazine reveals the script that turns the “another agent is cheaper” objection into a conversation about results, negotiation, and maximum seller equity.

BAM presents the 2025 BAMMYs on December 10 at 2 PM ET. Submit your nominations now and register free to watch the best real estate content of the year.

Byron Lazine shares his top 10 scripts to help agents overcome pricing objections, commission pressure and inspection panic in 2026.