Housing Market
20 of the 50 Major U.S. Metros Could Be Affordable by the End of 2026
Zillow projects 20 of the 50 largest metros will be affordable by December 2026 as mortgage costs fall $177 from the 2023 peak.
January 16, 2026
Zillow projects 20 of the 50 largest metros will be affordable by December 2026 as mortgage costs fall $177 from the 2023 peak.
Zillow’s latest report shows that median-income households need a $17,670 raise to afford a typical U.S. home priced at $367,969, even with a 20% down payment.
The latest Redfin report shows the typical U.S. homebuyer put down $62,468 in April 2025—down about 1% year over year, marking the first annual decline in nearly two years. Byron Lazine broke down the numbers in today’s Hot Sheet.
Krys Benyamein reveals how to create house tour videos that captivate buyers by focusing on ownership costs and provides a free monthly income script template to enhance your content.
On Friday, August 16, 2024, Vice President Kamala Harris announced her plan to provide up to $25K in down payment assistance for first-time buyers who have paid their rent on time for two years.
A new report by Clever Real Estate reveals the significant barriers Gen Z faces in homeownership, from high costs to saving challenges, and highlights their prioritization of goals other than homeownership, as well as their optimism in spite of financial struggles.
Fannie Mae conducted a Consumer Mortgage Understanding Study in 2015, 2018, and again in 2023. Here, we’re focusing specifically on consumer understanding of the mortgage process and confidence in their ability to qualify for a mortgage.
Realtor.com released their Down Payment Report for the first quarter of 2024, showing an annual increase in the median down payment—up 3 percentage points and about $12,000 from Q1 2023.
According to new Zillow research across 26 major U.S. metros, a majority of respondents (57%) say they have experienced housing discrimination. But only 42% say fair housing policies impact them and their families.
Ramon shares five strategies to help buyers combat affordability issues and achieve homeownership.
A new Redfin report shows more than one third (36%) of Millennial and Gen Z homebuyers plan to use money from family members for their down payment.
A new Zillow report shows today’s homebuyers need to earn more than $106,000 a year to afford a typical U.S. home—up $47,000 or 80% from January 2020. The median household income has grown only 23% during that time.
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