New data shows 43% of mortgaged homes are equity rich, and 48% of owners aren’t planning to move. Here’s the script that changes their mind.
ATTOM’s recent analysis of its Q1 2025 U.S. Home Equity & Underwater Report shows that 46.2% of mortgaged homes are equity-rich, down from 47.7% in Q4 2024.
The latest ICE Mortgage Technology report shows U.S. homeowners tapped nearly $25 billion in home equity during Q1 2025—the highest first-quarter volume since 2008 and a 22% increase year over year.
Discover NAR Chief Economist Lawrence Yun’s 2025 housing market predictions, including projected increases in home sales, modest home price growth, and stabilized mortgage rates.
CoreLogic released its quarterly Homeowner Equity Insights report for Q1 2024, which shows a 9.6% year-over-year increase in total homeowner equity, along with a 2.1% quarterly decline and a 16.1% annual decline in negative equity.
Black Knight has released its September 2023 Mortgage Monitor Report, which shows over half (51%) of homebuyers facing monthly P&I payments of $2,000+ and almost a quarter (23%) facing $3,000+ payments and mortgage rates surge to 22-year highs.
BAM Key Details:
ATTOM released its U.S. Residential Property Mortgage Origination Report for Q1 2023, showing a 19% quarterly drop in the total number of residential loans—to its lowest point since 2000.
Both refinance and purchase mortgage originations fell nearly 20% from the previous quarter, with refis down 85% year over year.
Home equity lending also fell for the second quarter in a row.
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