The Quiet Shift In U.S. Home Equity No One Is Talking About | February 5, 2026

On today’s Hot Sheet, Byron Lazine discussed housing vacancies & homeownership data for Q4 2025, ATTOM’s quarterly report on home equity and underwater mortgages, and the weekly unemployment report….

On today’s Hot Sheet, Byron Lazine broke down new U.S. Census Bureau data showing a 7.2% rental vacancy rate, a 1.2% homeowner vacancy rate, and a 65.7% homeownership rate in Q4 2025.

He also covered ATTOM’s latest equity report, which found 44.6% of mortgaged homes remain equity-rich as underwater mortgages ticked up slightly to 3.0%.

To wrap up, Byron reviewed the U.S. Department of Labor’s weekly claims data, with initial claims rising to 231,000 while the insured unemployment rate held steady at 1.2%.

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