On today’s Hot Sheet, Byron Lazine breaks down housing inventory data from Logan Mohtashami’s Housing Market Tracker, highlighting how mortgage spreads are keeping 2026 rates below 6.65% even as demand stays resilient.
He also covers LendingTree’s 2026 Mortgage Down Payment Survey, revealing that 40% of homeowners received financial help—led by nearly 80% of Gen Z buyers relying on assistance.