Is The 6% Mortgage Rate The New Housing Trigger In 2026? | December 31, 2025

On today’s Hot Sheet, Byron Lazine discussed Logan Mohtashami’s 2026 housing forecast, the December FOMC minutes, and the weekly unemployment report….

On today’s Hot Sheet, Byron Lazine covered Logan Mohtashami’s 2026 housing forecast for HousingWire, including projected mortgage rates of 5.75% to 6.75% and a modest 0.62% home price dip as inventory improves.

He also broke down CNBC’s review of the December FOMC Minutes, where the Fed cut rates by 0.25 points in a close 9–3 vote to a 3.5% to 3.75% range.

Finally, he reviewed the latest U.S. Department of Labor report showing initial claims down to 199,000 and insured unemployment at 1.87M, with the jobless rate steady at 1.2%.

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