On today’s Hot Sheet, Byron Lazine examined mortgage debt trends using data from Calculated Risk, showing today’s debt levels remain far below bubble-era extremes as a share of GDP.
He also broke down new Realtor.com research finding it now takes about 7 years to save a typical $30,400 down payment, down sharply from 2022.
To wrap up, he reviewed Cotality’s November home price report, which shows U.S. price growth slowing to 1.0% year over year, with 2026 gains expected to normalize near the long-term average if rates and inventory cooperate.
