Average Mortgage Payments Just Crossed $2,000 For The First Time | April 15, 2026

On today’s Hot Sheet, Byron Lazine broke down a new Realtor.com® survey showing 83% of sellers expect to get their asking price or more as confidence builds heading into spring.

He also covered FHFA and Realtor.com analysis showing the lock-in effect deepening, with over half of mortgages still below 4% while average homeowner payments topped $2,000 for the first time.

For today’s third topic, Byron reviewed MBA data showing mortgage applications rose 1.8% as rates fell to 6.42%, with refinances up 5% weekly while purchase demand slipped slightly.