FHA loans

Gen-Z-Just-Hit-a-Record-20p-of-Purchase-Rate-Locks_BAM-featured-image

Housing Market

Gen Z Just Hit a Record 20% of Purchase Rate Locks

The July Mortgage Monitor report shows Gen Z hit a record 20% of purchase rate locks in Q2 2026, the largest share on record.

July 9, 2026

Housing Market

Down Payments Shrink for the First Time Since 2023

The latest Redfin report shows the typical U.S. homebuyer put down $62,468 in April 2025—down about 1% year over year, marking the first annual decline in nearly two years. Byron Lazine broke down the numbers in today’s Hot Sheet.

June 17, 2025

Hands holding a fan of US dollar bills in front of a large blue pie chart and a dark bar chart background.

Housing Market

One-Third of U.S. Homebuyers Paying in Cash

According to a new Redfin report, 33.4% of buyers who purchased a home in April 2023 paid in all cash—up from 30.7% a year ago and just under February’s 33.5%.

June 12, 2023

Three colleagues in a bright room chatting and smiling together, a man left, a woman in red in the middle, and a woman with a clipboard on the right.

Housing Market

3 Advantages for First-time Homebuyers in Today’s Market

First-time homebuyers are coming back to the market, according to Zillow’s 2022 Consumer Housing Trends Report. Here’s why.

October 17, 2022

FHA loans

Gen Z Just Hit a Record 20% of Purchase Rate Locks

Down Payments Shrink for the First Time Since 2023

One-Third of U.S. Homebuyers Paying in Cash

3 Advantages for First-time Homebuyers in Today’s Market

Articles

Podcast

Contact