Housing Market For the First Time in 5 Years, Above-6% Mortgages Outnumber Sub-3% Loans Redfin reports that more homeowners have rates above 6% than below 3% for the first time in five years, with 21.2% at 6%+ and 20% under 3%. Read More » March 3, 2026
Housing Market New Mortgage Data Signals a Turning Point in the Rate Lock-In Era New FHFA data shows 21.2% of mortgages now exceed 6%, topping the 20.0% below 3% as rates stay in the 6.2% range and the lock-in era begins to shift. Read More » January 14, 2026